Preplanning

Many people consider preplanning their funeral as one of the most compassionate, loving things they can do for their family. The death of a loved one is the most difficult experience in a person's lifetime. The sense of loss, disbelief or helplessness can be overwhelming. Immediately following a death many important difficult decisions must be made. Families tend to take comfort at the time of a death simply knowing that their loved one's funeral reflects his or her individual wishes.

Benefits of Preplanning Your Funeral

- IT RELIEVES AN EMOTIONAL BURDEN FROM THOSE YOU LOVE

By being able to make sound decisions in advance and without stress you can free your loved ones from this responsibility. This allows them to concentrate on comforting and supporting each other, rather than being asked to make important decisions at a very emotional time.

- YOU CAN EXPRESS YOUR OWN WISHES

Often loved ones agonize over what you would have wanted. By selecting your options in advance you can plan a personal and customized service so there is no opportunity for doubt. You can change any aspect of your plan as your preferences or circumstances change.

-YOU CAN RELIEVE THE FINANCIAL BURDEN FROM THOSE YOU LOVE

If you also choose to fund your funeral in advance, we have plans that will assure that your survivors will not have to pay additional funds for the services and merchandise you selected.

Why Advanced Planning?

There are many reasons to preplan a funeral.  A few include:

Peace of mind - by knowing that your funeral is taken care of. 

Protects your loved ones - by planning your funeral in advance, your family and friends
will not experience confusion and you will receive the funeral you arranged for.

PREPAYING

Why Prepay?
You will receive the funeral you arranged, at the price you agreed to.
It is an exempt asset when you apply for Medicaid, SSI Benefits, Federal Bankruptcy, or nursing home care.  We have a program for everyone.  Funeral insurance is recommended with applications available on-site.

Part of funeral preplanning is prepaying. Funds accepted in advance of funeral services at our funeral home are placed in revocable and irrevocable life insurance policies. This life insurance coverage is specially designed to keep up with the rising cost of funerals. This annual increase helps assure that your survivors will not have to pay any additional money for specific services and merchandise that you have selected. After all financial obligations for the funeral expenses have been paid any remaining proceeds will be returned to the named beneficiary.

Koschek and Porter Funeral Directors, Inc. is a participant with the Forethought Life Insurance Company. This company offers unique plans for funding prearranged funerals. To learn more about this company please visit their website: www.forethoughtonline.com.